Payment protection
Highly recommended for added peace
of mind - protect yourself with one of our comprehensive schemes.
All of these plans have been specially designed
for people in different circumstances to ensure that should you
not be able to work for any of the following reasons then your
loan will automatically be paid - for up to 12 months.
Accident
Sickness (disability)
Involuntary unemployment
Death
The only question you need to ask yourself
is - Can I afford not to have it?
How would you cope if any of these unforeseen
circumstances happened to you? Would you be able to carry on paying
for your loan? Although we all hate to think about it and say
'It will never happen to me' can we really be sure. The simple
fact is that all of the above do happen which is why, for a small
extra premium on your monthly repayments, we recommend that you
take out (or at least consider) protecting yourself.
We know that our customers have different
protection requirements at different stages in their lives and
with this in mind offer the following plans - all tailored to
meet your individual needs.
Single cover for
the employed - offers protection against accident and sickness
(disability), Involuntary Unemployment and death for yourself
for the term of the loan.
Single Cover Plus
for the employed - offers all of the above for you as the
first applicant plus life cover for your partner as the second
applicant for the term of the loan.
Joint Cover for
the employed - If both yourself and your partner are named
on the credit agreement as joint borrowers, you can both be protected.
Therefore should anything happen to ether of you, you will have
the reassurance of knowing that that your loan repayments will
be taken care of.
Single Cover for
the self-employed - Specially designed to provide accident
and sickness (Disability) cover, hospitalisation Cover and life
cover if you work for yourself.
Plus….claim a full premium refund on
selected plans
Ask about the 'all
your money back' plans - when you take out a loan with
selected lenders. If this interests you mention it to your account
manager when they call you to discuss your loan.
This offer is subject to the terms and conditions
of the lender's policy, which is available upon request.
The information given is a summary of the
cover available. Full details are contained in policy documents
that are available on request.
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