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Customer Declaration
I/We agree that you The Loan Business
may search the files of a licensed credit reference agency or agencies,
who will keep a record of the search, to confirm my/our particulars
and for the purpose of credit assessment. I/We agree that you may
provide details of this application to a lending company who will
also search the files of a licensed credit reference agency or agencies
for the same purpose. A record will be kept of such searches and
maybe used by other lenders in assessing future applications for
finance by me/us and members of my/our household and for occasional
debt tracing and fraud prevention.
Privacy Statement
It is important that you are
aware of, and give consent to, the manner in which your personal
data is used by The Loan Business.co.uk.
The information you supply to us will
be used and processed by us in any media for the purposes of :
Providing the information to and searching the files of one or
more licensed credit reference agencies (such agencies will keep
a record of such search to confirm the information and for the
purposes of credit assessment or account administration)
Disclosing the information to credit reference agencies when requested
by them for consideration of any future applications for finance
made by you or members of your household/family or for fraud prevention
and/or tracing debtors - the agencies may also disclose your information
to other lenders for these purposes
Disclosing the information to any other company within the the
loan business.co.uk group of companies and/or to other potential
lenders/mortgagors and/or to mortgage brokers or third parties
(e.g. debt counsellors and insurers) for the purposes of assessing
your application, and administering and enforcing any subsequent
loan which may be granted pursuant to such application
Disclosing the data to any third party who replaces The Loan Business.co.uk
in its capacity as broker
Data Protection Act 1998
I/we confirm that I/we have
the consent of any third party whose details I/we may disclose
to The Loan Business.co.uk ("You") to disclose such details
and to authorise You and the third parties referred to in the
paragraph below to process such details for the purposes of assessing
my/our application and administering and enforcing any subsequent
loan which may be granted to me/us.
I/we agree that You and any lender resulting
from this application (the "Lender") shall be entitled
to use and process, by any medium, the information given by me/us
in this application form and any other information about me/us
which may be acquired during the lifetime of any loan ("the
Data") for the following purposes:-
To provide the Data to and search the files of one or more credit
reference or fraud prevention agencies whether before, or during
the lifetime of any loan granted to me/us by the Lender, who will
keep a record of such search, to confirm the Data, and for the
purposes of credit assessment or account administration. I/we
understand that You and /or the Lender will record false or inaccurate
information if this is given by me/us and fraud is suspected.
To disclose the Data to credit reference agencies when requested
by them for consideration of any future applications for finance
made by me or members of my household/family, or for fraud prevention
and/or tracing debtors (the agencies may also disclose the Data
to other lenders for these purposes)
To disclose the Data to any other company within the Lender's
group of companies and/or to any third parties (for example, debt
counsellors and insurers) at any time for the purposes of assessing
my/our application and administering and enforcing any subsequent
loan whether during the course of my/our application or during
the lifetime of any loan granted pursuant to such application;
To disclose the Data to any third party who replaces or who may
replace my/our Lender.
Prevention of money laundering
The Lender and other organisations may use
and search the records of credit reference or fraud prevention
agencies to check your identity to prevent money laundering, unless
you have furnished other satisfactory proof of identity.
Right of subject access, Information
held by us will be processed only for purposes for which we have
registered under the Data Protection Act.
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